Basic aids and appliances necessary to support you with everyday living.

The scheme covers long-term nursing home care only. This page explains what Fair Deal covers, how to apply, how much you pay and how to appeal a decision. With a nursing home loan, you can defer paying for your care until after your death, using your assets to secure the loan.

You can apply for a Nursing Home Loan if you have assets including land or property. Your assets, such as savings and property, are taken into account when assessing your financial situation. The HSE then pays the balance between what you pay for your care and what the nursing home charges for providing that care. Your financial situation is also assessed by the HSE to see how much you can pay towards the cost of your nursing home care. When you apply, your care needs are assessed by the HSE to confirm that long-term nursing home care is the most appropriate option for you. You need to be approved for Fair Deal before you can get funding for a nursing home.

You must be ordinarily resident in Ireland and need long-term nursing home care to apply for the scheme. Fair Deal covers approved private nursing homes, voluntary nursing homes and public nursing homes. Under Fair Deal, you pay a certain amount towards the cost of your care and the HSE pays the rest. The Fair Deal scheme is managed by the Health Service Executive (HSE).

You can apply for financial support to help pay for the cost of care in a nursing home through the Nursing Homes Support Scheme, also known as the Fair Deal scheme.

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